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BenefitsLink Message Boards > Retirement Plans > SEP, SARSEP and SIMPLE Plans
SPollock
Can a nonprofit (501©(3)) organization set-up and maintain a SIMPLE IRA plan? Can they do a SIMPLE 401(k) Plan? I am pretty sure than can set-up a Standard 401(k) Plan and a Safe-Harbor 401(k), but I am not positive? I appreciate the help!
Bill Berke
401(k)(4)(B)(i) says tax-exempts can have 401(k) plan. 401(k) (11)(D)(i) refers to 408(p) in which you find (p)(2)©(i) which says any employer can have SIMPLE if no more than 100 employees had more than $5,000 of comp. Thus, I think a not-for-profit company can have 401(k) SIMPLE or IRA SIMPLE.
Gary Lesser
Yes, a SIMPLE IRA may be established by a tax-exempt employer. [Notice 98-4, B-4]
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