A participant and alternate payee desire a lump sum distribution to the AP from a DB/DC plan arrangement - participant spouse has attained NRA and DB plan allows LS distributions at NRA or actual retirement. Is there any reason why DB plan QDRO can't simply state the dollar amount to be distributed to the AP?


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Does the DB plan include in its distribution options a conversion of the normal retirement benefit to a lump sum, using some definition of actuarial equivalence? If not, the DRO cannot require a lump sum form of payment if the plan does not permit a lump sum, in which case the plan administrator should conclude that the DRO is not a QDRO.

Hope that helps.