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Benefitsrock

Jul 24 2009, 01:32 PM

If a dc plan offers a QJSA if married and a life annuity if unmarried, is the plan automatically subject to the QJSA rules?

If a dc plan provides as the normal form of benefit a 50% survivor annuity, is it subject to the QJSA rules such that it also has to provide a QOSA (ie, a 75% survivor annuity)?

I understand that the plan could be amended to eliminate annuities entirely.

Thanks in advance for any comments.

Blinky the 3-eyed Fish

Jul 28 2009, 03:43 PM

Yes to both questions.

Benefitsrock

Sep 29 2009, 04:57 PM

QUOTE (Blinky the 3-eyed Fish @ Jul 28 2009, 03:43 PM)

Yes to both questions.

I know I'm pushing it, but by any chance you can give me something to cite to so I can convince my co-worker?

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