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austin3515
With a twist!

She lives in Puerto Rico - I gather the rules would be applied the same as if she lived in Arizona, is that true?
austin3515
And a follow-up! Account balance is less than $5,000 and the plan includes the automatic IRA rollover rules. Do those rules apply to this?
masteff
Looking at IRS Pub 570, my opinion is if US citizen, the proceed basically as normal. If not US citizen, then get W-8BEN. Most residents of Puerto Rico are US citizens so I'd generally proceed on that presumption.

And I don't see anything to contradict applicability of automatic rollover in this situation.
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