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Full Version: Roth Contributions and Failed ADP test
BenefitsLink Message Boards > Retirement Plans > 401(k) Plans
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Our document states for any plan year a participant made both Roth and elective pre-tax deferrals, the administrator operationally may implement an ordering rule procedure for the distribution of excess contributions.

When calculating the associated earnings, would you only look at the earnings for the source you are distributing or would you look at the combined earnings for both the pretax and Roth contributions for the year?
MSN
I would calculate the earnings based on the earnings for the source that is being distributed.
austin3515
But if you're software program is using a blend, you have my permission to sleep at night wink.gif
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