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Full Version: Roth Rollover to Roth IRA in 2008 and 2009 snafu
BenefitsLink Message Boards > Retirement Plans > Distributions and Loans, Other than QDROs
Gruegen
There was a recent article posted on BenefitsLink by Deloitte regarding a potential problem with rollovers of Roth 401(k) money into Roth IRA's during 2008 and 2009 for taxpayers with adjusted gross incomes in excess of $100,000. http://benefitslink.com/articles/washbull070716.html

Do others agree with their conclusions? If so, how come there has not been more uproar to get this snafu corrected for 2008 and 2009? Are any industry groups carrying the torch to get this corrected? How come it is not in the PPA Technical Corrections bill recently introduced?

If this is indeed correct, then try explaining this to participants......you can roll over your Roth 401(k) to a Roth IRA in 2006, 2007 and anytime in 2010 or later, but for 2008 and 2009, you are out of luck.
Belgarath
I don't think too many people agree with Deloitte on this. In fact, if you do a search on these boards, there is even a discussion thread on this very subject.

P.S. - here's the link I was probably thinking about: http://benefitslink.com/boards/index.php?showtopic=36196
Belgarath
However, this link has apparently been edited quite a bit since I glanced at it originally. Until I work through this step by step, I don't know what I think...
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