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Correction of Plan Defects
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Retirement Plans
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Correction of Plan Defects
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lost earnings questions
(0 replies)
HCE makes elective deferrals before eligible/entered
(4 replies)
Never cashed out people with less than $1,000
(3 replies)
Failure to Timely Amend
(0 replies)
ADP Failure due to "new" HCE
(4 replies)
Excluded Eligible Employees: return of employer matching contributions?
(2 replies)
excess deferrals
(2 replies)
Automatically enrolled but at the incorrect %
(1 reply)
Can EE make up deferrals not taken?
(3 replies)
Are One-to-One contributions treated as QNECs?
(2 replies)
Correction for Premature Hardship W/Drawal
(1 reply)
Deferrals in excess of plan limit
(5 replies)
Ineligible Participant in DB Plan
(6 replies)
Correction of Overpayment Redux
(0 replies)
Files lost in fire
(7 replies)
Correction of After-Tax Contributions
(0 replies)
Failed to amend plan after safe harbor maybe notice
(1 reply)
Correcting Late Deferrals
(3 replies)
Is DOL VFC program necessary
(0 replies)
Profit-Sharing Contributions in excess of the deductible limit
(1 reply)
llegal Alien in 401(k) Plan
(11 replies)
Private payment of premium on plan's life insurance
(2 replies)
EPCRS and DFVCP
(5 replies)
DB plan age error
(2 replies)
Employer eligibility failure
(6 replies)
EPCRS Planning Opportunity
(1 reply)
SCP to Correct for Failure to Obtain Spousal Consent
(0 replies)
EPCRS
(2 replies)
Participating Employer did not adopt plan
(1 reply)
IRC 415(k)(4) error -- can this be corrected?
(0 replies)
late deposit of non-elective contribution
(9 replies)
Seeking referral
(2 replies)
402(g) Failure
(3 replies)
Vesting schedule applied to Safe Harbor
(2 replies)
Failure to Adopt Proposed Restatement
(0 replies)
Audit CAP sanction for nonamender
(1 reply)
Excluded Eligible Employee
(1 reply)
Loan to Plan Sponsor in 2005 - Still not repaid
(3 replies)
Corporate Trustee: no GUST/EGTRRA restatement
(1 reply)
"Late" safe harbor non elective
(2 replies)
Failed ADP Test failure to distribute timely
(3 replies)
Return of Overpayments under EPCRS
(17 replies)
Hardship Proof
(14 replies)
Contribution Made After Tax Due Date
(7 replies)
unfiled late 5500ez
(6 replies)
Payment of legal fees by forfeiture account funds
(11 replies)
Excess deferrals over plan limit
(11 replies)
Contributions Made to Wrong Accounts!
(7 replies)
Notifying Participants of Additional Contributions made pursuant to EPCRS
(2 replies)
p/s contributions never made
(8 replies)
Plan Expense Paid Directly By Owner
(3 replies)
New EPCRS
(4 replies)
Failure to follow plan terms
(6 replies)
DOL Audit, improper investment, Excise tax 5330
(0 replies)
erroneous testing refund
(2 replies)
SIMPLE IRA problem
(1 reply)
Controlled Group Actually Multiple Employer
(6 replies)
Failed Filing 5500
(7 replies)
Late (really late) deposit of contributions
(0 replies)
Incomplete 5500 = Under Examination?
(3 replies)
Correction of improper Hardship Distribution
(1 reply)
mistake of fact ER deposit
(5 replies)
Participant Gets Hardship Withdrawal - Reason for Hardship No Longer Exists
(1 reply)
DOL Investigation - Tax Deduction for "Lost Earnings"?
(4 replies)
vcp submission without providing plan document
(8 replies)
Overpayment, Restitution & Recoupment: EPCRS or Great-West?
(1 reply)
Moved to another message board:
Failure to deposit Simple IRA contributions
(-- replies)
Forfeiture Failure
(4 replies)
VCP applications increase audit risk?
(2 replies)
corrective distributions when the HCE is already paid out
(4 replies)
Corrective Match - This one's easy?
(5 replies)
Appendix F to wiggle out of Audit CAP?
(1 reply)
Late 402(g) Excess Deferral
(11 replies)
Inclusion of Ineligible Employees
(4 replies)
Erroneous inclusion of independent contractor in pension plan
(4 replies)
Benefits Paid Without Benefit Elections
(0 replies)
Cessation of deferrals in Simple IRA
(6 replies)
plan money used to pay company debt....or was it
(8 replies)
Correcting an incorrect ADP test
(1 reply)
Roth deferrals Treated as pre-tax by employer
(3 replies)
one set of rules for owner
(0 replies)
"policy" in lieu of amendment to plan document?
(7 replies)
Failure to Make Fixed Profit Sharing Contribution
(0 replies)
DFVC vis a vis Form 5300
(3 replies)
Defaulted loan and audit
(2 replies)
Exclude Eligible Employee - Earnings Adjustment
(1 reply)
Excluding eligible employee
(1 reply)
Demutualization Proceeds - Form 5330 Correction
(2 replies)
Increased Tax Liability for Corrective Payments
(1 reply)
In-Service Distribution Failure
(1 reply)
Excise Tax
(1 reply)
Excluded Eligible Employees from DB Plan
(2 replies)
Plan disqualification
(6 replies)
Sale of property by plan to party in interest (VFC program)
(0 replies)
Did PEO miss the window?
(1 reply)
IRS Audit of Messy Plan
(2 replies)
Correction Method: PS contribs did not use permitted disparity
(1 reply)
PRSA Non-compliance
(1 reply)
Loan Correction
(4 replies)
Room under EPCRS for hardship withdrawal from MPPP?
(2 replies)
automatic rollover nonamender
(1 reply)
Missed Roth Contributions
(0 replies)
Exclude eligible employees & failing minimum coverage
(1 reply)
Money Purchase Plan- No QJSA Notices Given
(20 replies)
Exclude One Eligible Employee
(0 replies)
Wrong Loan Interest Rate
(1 reply)
Reversion or refund of excess contribution
(2 replies)
failure to sign final 401(k) reg amendment
(2 replies)
"Lost Opportunity" Correction
(3 replies)
List of Required Amendments
(1 reply)
EPCRS/VFCP Crossover Issue
(1 reply)
ADP test failed and returns not done before 12-31-07
(1 reply)
HCEs have different investment choices than NHCEs
(1 reply)
Timing of DFVC Program Filing
(6 replies)
Prohibited Transactions
(0 replies)
VCP Fee
(3 replies)
Mishandled Plan Funds
(2 replies)
Participant Received Distribution from Self-Directed Brokerage Window, Contrary to Plan Terms
(4 replies)
Late Distribution to Terminated/Deceased Participants
(1 reply)
Overpayments and Underpayments in 401(k) plan
(0 replies)
Employer STock never reported
(0 replies)
Overpaid Matching Contributions
(6 replies)
Correction by TPA
(5 replies)
Late givebacks and Form 5330
(1 reply)
stolen assets
(5 replies)
Statute of Limitations
(0 replies)
Late Deferrals - Excise Tax
(0 replies)
Document amendments not done
(7 replies)
contribution deduction question on contributions that are deposited late
(4 replies)
Should I correct 403(b) Plan Doc Failure with VCP?
(7 replies)
Rollover From Plan with Qualification Failure
(0 replies)
Correcting 401(a)(26) Failure
(5 replies)
403(b) Plan missed match - lost earnings start date is when?
(0 replies)
How quickly should safe harbor match dollars be deposited?
(1 reply)
Miscalc - one HCE
(4 replies)
EPCRS-Sig SCP
(1 reply)
Correcting ADP Failures
(3 replies)
Accidental Inclusion
(9 replies)
VCP Procedural Question
(0 replies)
Audit CAP Sanction
(0 replies)
EPCRS - slight changes
(2 replies)
QNEC for improperly excluded employees
(2 replies)
routine questions for VCP filing for a non-amender
(5 replies)
4975(a) Tax---is it negotiable?
(3 replies)
Corrective Allocation and Distribution Requirements
(5 replies)
Ineligible Participant already Distributed
(2 replies)
Correction/4975(b) excise tax
(3 replies)
Missing Plan Document
(5 replies)
401(a)(17) Violation
(5 replies)
Defect Discovered in DL Review
(2 replies)
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